Investment & Insurance
INVESTMENT
LICENSED THERAPISTS (LPC, LCSW)
$165 Intake & Assessment (CPT 90791)
$150 Therapy Session (CPT 90837, 53 minute)
$120 Therapy Session (CPT 90834, 38 minute)
$150 Individual Consultation for EMDR Therapists seeking Certification or Consultant in Training Status
$150 / hour for IFS-Informed EMDR Intensives
ASSOCIATE THERAPISTS (APC, LSW)
$150 Intake & Assessment (CPT 90791)
$125 Therapy Session (CPT 90837, 53 minute)
$100 Therapy Session (CPT 90834, 38 minute)
$125 / hour for IFS-Informed EMDR Intensives
PRE-LICENSED THERAPISTS (Self-Pay Only)
$125 Intake & Assessment (CPT 90791)
$100 Therapy Session (CPT 90837, 53 minute)
$75 Therapy Session (CPT 90834, 38 minute)
$100 / hour for IFS-Informed EMDR Intensives
INTERN THERAPISTS (Self-Pay Only)
Self-Pay Sliding Scale
(If intern therapists stay on at IPC after their internship their rate will increase to match new qualifications)
All rates are subject to change at any time. Clients will be informed of changes prior to receiving services where new rates apply.
INSURANCE
Do you accept insurance?
In Process Counseling has contracts with Quest, Highmark, and Capital Blue Cross. Additionally, please note Blue Cross Blue Shield can typically be billed through our Highmark contract. (If you are not sure if your insurance can be billed through one of these, please contact your insurance company or email us at Billing@InProcessCounselingLLC.com).
What insurances does each therapist take?
Rochelle Matthews Stoltzfus, MA, LPC, CDWF, EMDR Certified, EMDR Approved Consultant
Highmark, Quest, Capital, Self-PayRella Miller, MSS, LCSW, EMDR Certified
Highmark, Quest, Capital, Self-PayJanine Leaman, MS, MA, Professional Counselor, EMDR Therapist:
Highmark, Quest, Capital, Self-Pay
What do I do if there are multiple companies listed on my card or my plan is from out of state?
Sometimes insurance carriers cover medical and mental health services through different entities, this is called a “carve-out.” We may be credentialed with your plan for mental health services even if it seems unclear. You can contact your insurance company directly and check if we are covered IN NETWORK provider for mental health service. Additionally, many plans have claims submitted to local branches of the company even if they are listed as out of state plans.
Can you see me if I do not have one of your accepted insurances?
Yes. However, if your mental health plan is not In Network at In Process, you will need to self-pay for services with us. If your insurance plan has Out-Of-Network Benefits you may be able to submit Superbills on your own to get partial coverage.
What are Out-of-Network Benefits? And how do I use them?
We are out-of-network for you, if you have an insurance we do not have a contract with. If you do not see your insurance listed above, you may be out-of-network with us.
- Verify your benefits by calling the member services number on your insurance card (see questions to ask your insurance company 1-5 listed below).
- When you come for treatment, you pay the full service fee upfront.
- We give you a Superbill for the service you receive. A Superbill is similar to a receipt, but it includes diagnosis codes to show insurance companies that services are medically necessary.
- You send the Superbill to your insurance company and they reimburse you at the percentage you have clarified with them ahead of time for Out-of-Network Benefits
What should I ask my insurance company for Out-of-Network Benefits?
1. Do I have out-of-network benefits for outpatient mental health services?
2. Do I have a deductible for out-of-network mental health services? What is it?
3. What percentage of service costs do you pay once my out-of-network deductible has been met?
4. Are there any limitations of any kind? For example, the length of sessions, number of visits per year, kind of diagnosis covered, in person versus telehealth, license requirements for the therapist I see?
5. Is there anything else I need to know or do to use my out-of-network benefits?
Disclaimer Regarding Insurance Benefits:
We do our best to obtain and share the information your insurance makes accessible to us regarding member benefits and client financial responsibility (i.e. deductibles, copays, coinsurance), but the systems we have access to are not always up to date or accurate. Benefits are contingent upon all contract limits and the member’s status on the date of service. As additional claims are processed, the amount owed may change. While we will do our best to advocate for you when we believe claims have been incorrectly rejected or paid, remember your insurance company has the final say on what is owed after our inquiries are submitted. You need to be aware of your benefits and communicate and advocate for yourself, if you believe the information they are giving us is inaccurate. The member number on the back of your insurance card is the best way to communicate with your insurance company to ask questions.
Can I self-pay for services? Why would someone choose to self-pay?
Self-pay means choosing to personally pay for services rather than using insurance. Anyone can choose to self-pay for services. Sometimes clients will opt to self-pay even if they have insurance. Common reasons include the following:
- Client has more control over the services they would like to receive. For example, some insurance companies limit the type of sessions they will pay for and restrict clients from self-paying for services that are not covered.
- Client has more privacy. For example, insurance companies require therapists to submit client information (always including client diagnosis) and may need to provide extensive client information if audited for compliance with insurance regulations. Information submitted to insurance companies may become part of a client’s permanent medical record.
- Treatment does not necessarily need to be framed with a medical model (i.e. giving a diagnosis, sometimes using more assessments to support “medical necessity”).
Notice regarding Good Faith Estimates:
As of January 1, 2022, all self-pay clients are entitled to a Good Faith Estimate (connected to The No Surprises Act – Title 45, section 149.610 of the Code of Federal Regulations). The purpose of this document is to explain expected costs of service and help clients avoid unexpected medical bills.
Under the law, health care providers need to give clients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service, or at any time during treatment.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, or how to dispute a bill, see your Estimate, or visit www.cms.gov/nosurprises.
Do you offer a reduced rate for self-pay?
When we have MA Level Intern Therapists and Pre-Licensed Therapists they offer therapy at a reduced self-pay rate. Reduced fees beyond what is listed on the website is typically reserved for current clients experiencing financial difficulty due to changed circumstances (unemployment, lost insurance, etc) and tend to be for a 3-6 month period (returning to full rate after agreed upon time period). If you are a current client, please speak with your therapist.
Payment
We accept cash, check and all major credit cards as forms of payment. Payments can be made directly from our client portal with a credit card. Checks can be made out to In Process Counseling, LLC
What is your cancellation policy?
If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Phone, email, or directly cancelling from your client portal are all valid ways of communicating your change in plans. No shows or late cancellations will be charged a late cancellation fee of $80.
Any Other Questions
Please contact us for any additional questions you may have. We look forward to hearing from you!
